拉斯維加斯LAS VEGAS和國家 2014年住房預測!!!

拉斯維加斯和國家住房摘要

如果預報正確，LAS VEGAS 住房部門終於準備產生積極的影響對經濟的其餘部分在2014年!

住房復甦的力度是今年一個可喜的驚喜。如果預測是正確的，住房部門終於準備要在2014年對經濟的其他部分產生積極的影響。

這是因為市場是變化的重要途徑。
家庭將向上移動，或購買他們的第一套住房。現金只有投資者所購買的可用住房不足5％ 。一個正常的買家的報價現在將給予更多的考慮。

抵押貸款利率，今年早些時候下降到歷史最低水平，應繼續回暖。

退房4％至5 ％的利率之差。

美聯儲上週表示，它將開始在該技術的協助保持蓋子上的長期利率債券購買計劃拉回。

全國 - 家庭供給和需求終於在應鼓勵建設一個平衡點。

 

說起來，這意味著一個市場的混亂較少比它在過去的幾年中，當價格重挫再出手備份作為存貨變薄。但它也可能是不太可靠的。

這裡有三個預測經濟學家所做的關於住房市場在明年：

1 。首頁價格創下2013年點火按鈕。不要指望這樣平步青雲，在2014年。

全國房屋價格的5％至13 ％上升，在過去的一年中，這取決於物價指數被使用。在西方一些市場已經看到了房價上漲高達25 ％ 。
經濟學家說，這種令人興奮的成果不會再次發生。其實找3％的國家上升到4.3 ％的漲幅為2014年。
2 。按揭貸款有可能成為更容易得到。但它們也將更加昂貴。

抵押貸款利率被設定為比結束整整一個百分點高於上年同期水平2013多，許多經濟學家認為，他們在2014年進一步上升，美聯儲繼續放緩，民政事務總署將利率至紀錄低點的債券購買計劃。
一些經濟學家也認為房貸應該慢慢變得更容易獲得，雖然不是在一個戲劇性的方式。銀行和抵押貸款機構正面臨著量和利潤大的跌幅為再融資機會中淡出率較高。
貸款人將爭奪貸款給購房者，以便貨比三家。
上升的房價和下降抵押貸款違約率也應該給予貸款和抵押貸款保險公司更多的信心。
3 。建設將最終推動整體經濟增長。

在全國范圍內 - 建築活動依然低迷 - 已經從火力全開保持經濟的一個因素。
現在，房屋庫存已降到了，但是，建設者正變得更加自信破土動工。
與此同時，家庭的形成應該改善伴隨著穩步增長的就業市場，增加新的住宅和公寓已經高的需求。
新屋開工分別以109萬，經季節性調整按年率計算在十一月於2009年運行，從554,000衰退低，但仍遠低於160萬的平均1995至2004年 - 房地產繁榮的高峰之前。

拉斯維加斯 - 有記錄在523十一月新屋銷售由年初至今共有6,759銷售。也就是說1,832比去年同期增加銷售額 - 同比增長37 ％ 。
房屋庫存見底在2013年，和較高的價格使得它更容易為製造商獲利賣新房。預測公司IHS Global Insight的預測是施工開始上升至110萬，明年雖然房地產研究機構澤爾曼＆Associates公司的預測大致相同。

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If Forecasters Are Correct, The VEGAS Housing Sector Is Finally Ready To Have A Positive Impact On The Rest Of The Economy In 2014.

The strength of the housing recovery was a welcome suprise this year.  If forecasters are correct, the housing sector is finally ready to have a positive impact on the rest of the economy in 2014.

That's Because The Market Is Changing In Important Ways.
Families will be moving up or buying their first homes.  The cash-only investors are buying less than 5% of the available homes.  A normal buyer's offer will now be given more consideration.
	Mortgage rates, which declined to historically low levels earlier this year, should continue to pick up. Check out the difference between 4% and 5% interest rate.
The Federal Reserve said last week that it would start pulling back on a bond-buying program that has helped keep a lid on long-term rates. Nationally - home supply and demand are finally in a balance that should encourage building.
Add it all up and it means a market that's less confusing than it was over the past few years,  when prices tanked then shot back up as inventory thinned out.  But it may also be less robust. Here are three predictions economists are making about the housing market for the next year:

1.  Home prices hit the ignition button in 2013.  Don't expect such a meteoric rise in 2014.

National home prices have risen between 5% and 13% over the past year, depending on which price index is used.  Some markets in the West have seen home prices rise as much as 25%.

Economists say such heady gains aren't happening again.  In fact look for a national rise of 3% to 4.3% gain for 2014.

2.  Mortgages may become easier to get.  But they will also be more expensive.

Mortgage rates are set to end 2013 more than a full percentage point above year-ago levels, and many economists see them rising further in 2014 as the Fed continues to slow the bond-buying program that had pushed rates to record lows. Some economists also think mortgages should slowly become easier to get, though not in a dramatic way.  Banks and mortgage lenders are facing big declines in volumes and profits as refinancing opportunities fade amid higher rates. Lenders will compete to make loans to home buyers so shop around. Rising home prices and falling mortgage delinquencies should also give lenders and mortgage-insurance companies more confidence.

3.   Construction will finally boost overall growth.

Nationally - building activity has remained depressed - a factor that has kept the economy from firing on all cylinders. Now that housing inventory has been whittled down, however, builders are becoming more confident about breaking ground. At the same time, household formation should improve along with the steady gains in the job market, adding to the already-high demand for new homes and apartments. Housing starts were running at a seasonally adjusted annual rate of 1.09 million in November, up from a recessionary low of 554,000 in 2009 but still well below the 1.6 million average from 1995 to 2004 - before the peak of the housing boom.

Las Vegas - there were 523 new home sales recorded in November for a year to date total of 6,759 sales.  That is 1,832 more sales than last year - an increase of 37%. Housing inventory bottomed in 2013, and higher prices have made it easier for builders to profitably sell new homes.  Forecasting firm IHS Global Insight is projecting construction starts to rise to 1.1 million next year, while real-estate research firm Zelman & Associates is predicting about the same.